Medicare Resources
Knowledge today. Better choices tomorrow.Whether you are new to Medicare or reviewing your coverage options, our resource center is designed to help you better understand Medicare, enrollment timelines and the decisions you will make along the way.
Explore helpful guides, enrollment information, Medicare basics and educational tools designed to help you make informed healthcare decisions.
Get the Updated Medicare & You Guide
Complete the form to receive your free Medicare & You Handbook.
Submitting information through this website will direct you to a licensed insurance agent.
Are You Eligible for Medicare?
Most people become eligible for Medicare when they turn age 65. You may qualify if:
- You are age 65 or older and a U.S. citizen or permanent resident
- You or your spouse worked and paid Medicare taxes for at least 10 years
- You qualify through a disability
- You have End-Stage Renal Disease (ESRD)
- You have certain qualifying medical conditions
Under Age 65?
You may qualify if:
- You have received Social Security Disability benefits for 24 months
- You have End-Stage Renal Disease (ESRD)
- You qualify through certain disability programs
Understanding Medicare
Medicare at a Glance
Medicare is a federal health insurance program for individuals age 65 and older, individuals under 65 with certain disabilities, and individuals with End-Stage Renal Disease (ESRD).
Part A • Hospital Insurance
Helps cover inpatient hospital stays, skilled nursing facility care, hospice care and certain home health services.
Part B • Medical Insurance
Helps cover doctor visits, outpatient services, preventive care, durable medical equipment, therapy services and certain home health services.
Part D • Prescription Drug Coverage
Helps cover prescription medication costs through Medicare-approved private plans. Plans vary by premium, formulary, pharmacy network and cost-sharing structure.
Important Medicare Enrollment Dates
October 15 – December 7
During this period you may:
- Join a Medicare Advantage Plan
- Change Medicare Advantage Plans
- Return to Original Medicare
- Enroll in a Part D Prescription Drug Plan
- Change Part D Plans
- Drop Prescription Drug Coverage
January 1
Any changes made during Annual Enrollment become effective January 1. Coverage, benefits and costs for the new year begin at this time.
January 1 – March 31
If you are enrolled in a Medicare Advantage Plan, you may:
- Switch to another Medicare Advantage Plan
- Return to Original Medicare
- Enroll in a standalone Part D Prescription Drug Plan
Changes generally become effective on the first day of the following month.
Your First Year with Medicare
Important First Steps
Schedule Your Welcome to Medicare Visit
If you are new to Part B, you may qualify for a one-time preventive visit during your first 12 months. It can help you review your health history, discuss preventive services and create a plan for ongoing care.
Create Your MyMedicare.gov Account
Access your Medicare information 24 hours a day, view claims, review Medicare Summary Notices, track preventive services, check deductible status, order a replacement card and compare options.
Learn What Medicare Covers
Understanding your benefits can help you avoid unexpected costs. Talk with your provider about covered services, medical necessity, preventive benefits and out-of-pocket costs.
Medicare Learning Center
Helpful resources to explore as you make confident, informed decisions.
Medicare Forms & Applications
Common enrollment and assistance forms. Each opens in a new tab.
Have Medicare questions?
Steve and Cindy are available to answer your Medicare questions and help you better understand your coverage options. Medicare education, plan reviews, enrollment guidance, annual coverage reviews and Medicare Supplement information, all at no cost.
