Benefits That Support Your Business and Your Employees
Offering quality health insurance is one of the most valuable benefits you can provide your employees. Group health coverage can help attract and retain top talent while supporting the health and well-being of your workforce.
Coverage Options for Businesses of All Sizes
Whether you are a small business owner, growing company or established organization, we can help you find group health insurance solutions that fit your budget and business goals. We work with multiple insurance carriers and can help you compare plans, understand costs and select the right benefits package for your team.
Every business is unique, which is why there is no one-size-fits-all solution when it comes to employee benefits. We help employers evaluate:
- Small Group Health Plans
- Employer-Sponsored Health Insurance
- ACA-Compliant Group Coverage
- Dental & Vision Benefit Options
- Employee Benefit Packages
- Alternative Funding Options (where available)
A benefits package that fits
Our goal is to help you build a benefits package that supports both your employees and your bottom line.
Advantages for Everyone
Benefits for Employers
- Attract and retain quality employees
- Improve employee satisfaction
- Enhance recruitment efforts
- Support workforce productivity
- Demonstrate commitment to employee well-being
- Potential tax advantages may be available
Benefits for Employees
- Access to quality healthcare coverage
- Financial protection from unexpected medical expenses
- Preventive care and wellness services
- Coverage for dependents and family members
- Greater peace of mind
Understanding ACA Requirements for Employers
The Affordable Care Act (ACA) established guidelines for employer-sponsored health coverage. Depending on the size of your business, certain requirements may apply regarding:
- Employer shared responsibility provisions
- Minimum essential coverage
- Affordability standards
- Reporting requirements
Our team can help explain available options and connect you with plans that align with your business needs.
Essential Health Benefits
Most ACA-compliant group health plans include coverage for Essential Health Benefits, including:
Preventive & Wellness Services
Routine screenings, annual wellness visits and preventive care.
Doctor & Specialist Visits
Access to primary care physicians and specialists.
Hospital & Emergency Services
Coverage for inpatient and emergency medical care.
Prescription Drug Coverage
Coverage for approved medications and pharmacy services.
Mental Health Services
Behavioral health treatment, counseling and support services.
Maternity & Newborn Care
Coverage for pregnancy-related care and newborn services.
Rehabilitation Services
Therapy and recovery services following illness or injury.
Designs to Fit Your Team
Businesses can choose from a variety of plan designs and carrier options, including:
HMO Plans
Typically lower costs with provider network requirements.
PPO Plans
Greater flexibility when choosing healthcare providers.
High Deductible Health Plans (HDHPs)
Plans that may be paired with Health Savings Accounts (HSAs), when eligible.
Multiple Carrier Options
Compare benefits, provider networks and pricing from leading insurance companies.
An Independent Agency on Your Side
As an independent agency, we represent multiple insurance carriers and work on your behalf, not for a single insurance company. We help simplify the process by:
- Comparing multiple carriers
- Reviewing plan options
- Explaining benefits and costs
- Assisting with enrollment
- Providing ongoing support throughout the year
Our goal is to help you find coverage that works for your business and your employees.
Let Us Build the Right Benefits Package
Whether you are offering benefits for the first time or reviewing your current plan, we can help with:
- Small Business Health Insurance
- Employee Benefit Planning
- Group Health Insurance
- Employer-Sponsored Coverage
- Dental & Vision Benefits
- Annual Benefits Reviews
